Why do we buy cars we cannot afford? Why do we keep abusing credit cards? Why do we spend rather than save for retirement? Why do we keep making the same money mistakes? The answer to these questions is most likely because our belief systems and attitudes towards money are deeply flawed. Here are seven common money myths that could be hampering your journey to financial independence a...
Read More..During childhood, we rely on our parents to teach us everything we need to know to become adults – but many of us enter adulthood without a good understanding of how to manage one of the most important aspects of modern life; our own finances. Many young people have never been taught how to budget, invest money, manage debt or plan for retirement. Below are a few basic concepts which...
Read More..Making a committed decision to get out of debt is tough. Coming up with the money to pay your debt off is even harder, especially if you’ve been living beyond your means. If you want to get out of debt, you have to earn enough money to survive and enough money to pay your debt. Focus on improving your personal finances, buying only what you can afford and cutting out unnecessary expen...
Read More..With school holidays just around the corner, many parents are wondering how to entertain their kids - especially if you working full-time. The trick to fun school holidays is to keep your kids busy enough without exhausting them! We’ve found some super fun activities that won’t cost you an arm and a leg. There’s everything from the adventure seekers to arts and craft fanatics. Tip: Se...
Read More..With the rise of social media and influencers, we live in a world where most of us feel the need to keep up with our peers. We’ve all been in a situation where we did something we would not normally do, by allowing other people to influence us to the point that we made decisions based on their values, instead of our own. Wanting to feel part of something or be accepted by your circle...
Read More..Does financial jargon like inflation or ROI confuse you? Don't worry, we know it can be intimidating. Mastering your financial vocabulary will help you take the first step towards financial independence. We’ve put together a list of must-know terms to help you along the way. Budget Budgeting is the process of creating a plan to spend your money. This spending plan is called a budget....
Read More..Achieving your goals in an hour a day Work smart, not hard... It’s a simple phrase that packs revolutionary wisdom that could totally transform the way the vast majority of people live. Instead of putting in ten, or even twelve hours a day at the office to get through your work, be more efficient… and get twice as much done. This is the work philosophy that 21st Century society is slo...
Read More..Do you ever feel as though your finances are completely out of your control? With multiple automatic deductions going off your account at the end of the month it can seem as though you have little say as to where your hard-earned income goes. Personal loans credit card payments and other debt quickly eat into your monthly salary. Furthermore, how much you earn isn’t necessarily the pr...
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