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Ramp up your earning potential

There are many strategies you can use to boost your income, whether you're just starting out or looking to advance in your career. Earning more is often easier said than done, so we've compiled a list of the best key points and strategies to help you find informative and useful ways to increase your monthly income over time.   Study Further and Increase Your Skillset Investing in your...

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Eliminate debt with The Snowball Method

The Snowball Method is a popular personal finance plan for debt reduction or investment. Simply put, it enables you to repay the least of all your loans as soon as possible. After that obligation is paid off, you roll the money you were contributing toward it onto the next-smallest loan outstanding. This method should ideally be repeated until all debt has been paid off. The purpose o...

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Unpacking the 2023 Budget Speech

  The Minister Of Finance recently delivered the budget speech, which detailed the state of the economy, public finances, and progress made toward the government's objectives. It's critical to consider how the changes presented by the Minister in his address, will affect your monthly budget. Whether you want to learn how to save, invest, or manage your debt, it is never too late to in...

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The rise of virtual card payments

  Many people now prefer virtual cards for both online and in-store purchases. Virtual cards are gradually becoming the new disruptive norm in payment methods, replacing physical cards, in the same way that online banking was initially criticized but is now widely embraced due to the disruptive nature of technology. As a result, as part of their efforts to promote digitization, many b...

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Advantages of a financial vision board

  We can't believe March is already halfway over. It seems like only yesterday that we were setting goals and visions for the new year. In the midst of demanding jobs or family life, it may appear that our big goals are out of reach. To assist you in visualizing these big goals, we've compiled a list of ideas for aligning your visions with financial planning.   What is a financial vis...

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Save on banking fees with SA's newest banks

There are a number of options when it comes to picking a bank. Banking and services, as well as where to keep your money, were once simple concepts. However, as more digitised banking platforms emerge, there is fierce competition for market share – and each bank has an array of products. Due to the dominance of large banks in the South African market, new players in the sector have ha...

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Savvy tips to save on your grocery budget

With the consumer price index hovering above 7%, concentrating on a tighter and leaner grocery budget may be essential for many of us. Food is one of our key expenses, and although budgeting is one method to save, making the most of our kitchen supplies and staples is another approach to be more creative and stretch our budgets even further.   Here are the top five reasons for a tight...

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Make it through January financially unscathed!

We recognise January is a challenging month, we've put together some suggestions on how to get through it financially sound. It is vital to understand how inflation affects your everyday life; hence, studying and comprehending the CPI will help you remain on top of rising expenses and inflation rates.   First and foremost; Understanding the CPI-(Consumer price index) as we move into 2...

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