Buying a car is one of the most important financial steps you can make. Not only is a car a means of transport, but it can also help you capitalise on opportunities for employment or work that can help you progress. However, a car shouldn’t be regarded as just a utility – it can also be a liability that involves maintenance, care, and consideration when preparing your budget. Keepi...
Read More..Investing your money is vital to set yourself up for future success – and growing your money for use in emergencies, for special goals, or even for retirement are worthwhile objectives. However, when your budget is stretched or your income is inconsistent, it can be challenging to create and manage meaningful investments. However, there are several ways in which, over time, you can cr...
Read More..July marks the beginning of the tax season in South Africa, where provisional and non-provisional taxpayers are required to submit their tax returns. This season marks the occasion where taxpayers who have overpaid will be able to receive a refund on their payment from the South African Revenue Services (SARS). This is usually the case for those who did not work for the full tax ye...
Read More..Passive income is a powerful tool to supplement your earnings and to build capital. In our helpful guide, we explore some great ideas that you can put to use. What is passive income? ‘Passive income’ is a term used to describe regular earnings from an activity that involves minimal labour or upkeep or otherwise does not require ‘active’ work to accumulate. If you were to consider ‘...
Read More..Building a healthy credit profile, which affects your credit score, is vital. When attempting to access different forms of credit, regulated lenders will analyse your borrowing and repayment habits to ensure that you can timeously repay any amount that you apply to borrow. However, it’s important to know what can and cannot affect your credit report, so that you can build your credit...
Read More..Mobile data contracts are vital to access the internet, though they can quickly become expenses. We explore some simple tips and tricks to help you save money. What is a mobile data contract? A mobile data contract is an agreement between yourself and a mobile network operator such as Vodacom, MTN, Telkom Mobile or Cell C. In this agreement, you consent to a fixed period (such as 24...
Read More..It’s easy to make mistakes when managing money. Our helpful guide lists 6 of the most common errors, and how you can go about making proactive changes. Creating an unrealistic budget It’s all too easy to under or over-report our monthly budgets in line with what we’d like to achieve – but ensuring that a budget accurately reflects our income and spending patterns is key. Having a r...
Read More..Subscription services have become a popular way to access products and content – but managing your spending is key. We explore savvy ways to boost your budget. Do an audit of what subscription services you currently have Many different forms of subscription services are available these days – from digital accounts, to monthly delivery services, or even memberships to exclusive clubs...
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