Smart Ways to Budget
The point of budgeting is to be able to afford the things we want and need, while also creating a plan for the future: a nest egg, a home, children, and retirement. However, being smart with your money doesn’t mean you need to deny yourself all the things and experiences you love. Here are a few ways you can budget smarter and still afford to treat yourself.
Decide What Your Priorities…
The 6 Month Check In – How is Your Budgeting Going?
At the start of this year, one of our first blog posts talked about getting your finances (back) on track after the festive season, and that one of the best ways to do this was to set a monthly budget.
To recap, the first steps were to determine your fixed and variable monthly expenses, so you could determine where you might be able to cut costs and start saving. Working out your monthl…
Three benefits of saving money
Diligently putting aside money for savings each month, even if it’s only a few hundred Rand each time, might not be easy, but it’s absolutely worth the effort. There are a host of benefits to having money saved, besides the obvious – that you have extra money which you can hopefully spend as you see fit.
Let’s take a look at a few other top benefits to having money saved.
How Can I Cover My Expenses and Still Have Money to Spend Each Month?
When people hear the words “monthly budget”, they often think it means that every cent earned and spent needs to be allocated and accounted for accordingly. This can seem a bit too “strict”, but that depends of course on what your financial goals are. There are people who, quite literally, know where every cent goes. Maybe you’re one of them. Or maybe you’d prefer to be more flexible wit…
Wonga Money Academy – What’s It All About?
Each week, we mention our Wonga Money academy, and how it’s designed to help you build financial confidence and better understand your money. There’s a lot more to it than that though, so if you haven’t yet had a chance to visit the website and see what it’s about, then this introduction is just for you.
As a micro-loan financial institution, it’s in our best interest that our customers…
40 Massive Money Saving Tips
Like it or not, day to day life is becoming increasingly expensive, most of us try to analyse our outgoings and come up with a few ways to save a bit of cash each month. That’s what this post is all about... Helping you save money.
Whether it’s cutting down on bills or ditching the morning coffee-grab on the way to work, there are plenty of ways that we can make the most of our salaries…
A Beginners Guide to Managing Your Money
Learning to manage your money responsibly is perhaps one of the most important lessons you can learn, and it will stand you in good stead for life. Unfortunately, it’s not something that everyone has the good fortune of learning, or it’s only something that happens later in life when money is already an issue. Don’t let this be you! In this beginners guide to managing your money, we’ll g…
Three Ways to Eat Healthily on a Tight Budget
Most people automatically assume that they can’t afford to eat healthily because healthy food is more expensive. And while this might be true for certain whole food ingredients, quality fresh fruit, vegetables, protein (meat, fish, legumes etc.) and dairy – the foundations of a healthy diet - don’t necessarily cost more. Plus, if you spend a bit of time each week planning your meals and…