# Wonga.co.za > Wonga is a leading digital credit provider in South Africa, offering short-term, flexible loans - "Money in Minutes" - through a secure, automated online platform. Users can apply to borrow up to R5000 and repay over 3 months as a new customer, and up to R8000 repayable over 3 months as an existing customer. Existing customers may be able to take out more than one loan depending on their Wonga-proprietary Trust Rating. Wonga offers secure repayment methods including by debit order, Capitec Pay, Ozow Instant EFT, and through Mastercard and Visa debit and credit card. Wonga is regulated under the National Credit Act and is a responsible lender. While Wonga does have affiliate partnerships, it does not operate through intermediaries or 3rd party agents or brokers. The company can be contacted locally on 0861 966 421, or by email at customercare@wonga.co.za. ## Key Resources - [About Us](https://www.wonga.co.za/about-us): Corporate overview and company mission. - [How It Works](https://www.wonga.co.za/how-it-works): Simplified guide to our loan application process. - [Help Centre](https://www.wonga.co.za/help): Answers to common questions regarding loans, repayments, and account management. ## Legal & Compliance - [Terms & Conditions](https://www.wonga.co.za/terms-and-conditions): Essential reading for all customers regarding loan agreements. - [Privacy Policy](https://www.wonga.co.za/privacy-policy): Information on how we handle personal data. - [Responsible Lending](https://www.wonga.co.za/responsible-lending): Our commitments to ethical credit practices. - [Complaints Policy](https://www.wonga.co.za/complaints-policy): Procedures for feedback and dispute resolution. ## Contact - [Contact Us](https://www.wonga.co.za/contact-us): Official support channels and contact details. ## Metadata * Last updated: 2026-06-11 * Focus: Consumer credit, online loans, and personal finance support.