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What Is and Isn’t Recorded In Your Credit Report?

Building a healthy credit profile, which affects your credit score, is vital. When attempting to access different forms of credit, regulated lenders will analyse your borrowing and repayment habits to ensure that you can timeously repay any amount that you apply to borrow. However, it’s important to know what can and cannot affect your credit report, so that you can build your credit hi…

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How to Save Money on Mobile Data

Mobile data contracts are vital to access the internet, though they can quickly become expenses. We explore some simple tips and tricks to help you save money.  What is a mobile data contract?  A mobile data contract is an agreement between yourself and a mobile network operator such as Vodacom, MTN, Telkom Mobile or Cell C. In this agreement, you consent to a fixed period (such as 24…

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6 Common Money Mistakes, and How to Fix Them

It’s easy to make mistakes when managing money. Our helpful guide lists 6 of the most common errors, and how you can go about making proactive changes.  Creating an unrealistic budget  It’s all too easy to under or over-report our monthly budgets in line with what we’d like to achieve – but ensuring that a budget accurately reflects our income and spending patterns is key.  Having a r…

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How to Save Money on Subscription Services

Subscription services have become a popular way to access products and content – but managing your spending is key. We explore savvy ways to boost your budget. Do an audit of what subscription services you currently have  Many different forms of subscription services are available these days – from digital accounts, to monthly delivery services, or even memberships to exclusive clubs…

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Simple Saving Tips for Winter

Winter brings with it greater expenses to keep warm and comfortable; our great tips can help you boost your budget during colder weather.    Buy budget meals, or cook larger portions and freeze for later While setting up a money-savvy eating plan is great advice for any time of the year, it’s not uncommon to find yourself that little bit hungrier in winter, as your body expends additio…

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What is a Money Market account, and Do I Need One?

Money Market funds are a common form of investment – but what are these facilities, and how do they work? We explain in full detail. What is a Money Market account? Money Market unit trusts – more commonly referred to as Money Market accounts – are a well-known investment vehicle that enables banking clients to invest smaller sums of money (with a typical opening investment requirement…

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What Are Digital Payment Wallets, and How Can I Use One?

If you own a smart device such as a smartphone, tablet, or smartwatch, you may have seen digital wallets advertised in the past which will enable you to settle payments at retailers or earn rewards by changing your shopping or spending habits.  How do payment wallets work?  Digital payment wallets are perhaps more known for their ability to facilitate payments through NFC (Near Field C…

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What is Debicheck, and how does it affect me?

DebiCheck is a new way to review and accept debit orders for services or products. Our helpful guide will assist you when using this exciting facility.    What is DebiCheck?  When accepting service agreements or, for example, signing for a loan repayment, you may have signed for a debit order mandate in the past. This is an agreement that allows a service provider or third party to deb…

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