Why Friends and Money Don’t Mix
"Friendship and money is like oil and water.” - Unknown.
Have you ever been approached by a friend or family member looking for a small loan? It can be a tricky minefield to navigate, and in some cases, could affect your friendship or relationship negatively. Before you agree, ask yourself a couple of questions. Do you trust the person to pay you back? Can you afford to write the money o…
Wonga SA Launches Personal Loan Product
Response to consumers requiring more short-term loan options
Wonga Finance South Africa (Wonga) has extended its product offering with the introduction of a short-term, flexible instalment loan. This was developed in response to consumer feedback that showed a need for more short-term loan options, which are both quick and affordable.
“Many South Africans are struggling to make ends meet…
Are you a Proactive or Reactive Spender?
In a culture packed with stereotypes, definitions, and “boxes” which the entirety of humankind is coaxed to fit into, there are two legitimate categories that can truly help us understand why we are the way we are:
Proactive and reactive personality types.
Reactive people go through life allowing their circumstances and environment to dictate their behaviour and their fortune, while proa…
The Psychology of Money
Money may be a physical thing – the paper in your wallet, the coins in your pocket, the numbers in your bank account – but it comes with a whole lot of psychological baggage that affects our lives in a profound, yet intangible way. Our regard for money is described as our “money personality” and, as with humankind, there are a whole lot of money personalities out there. The key differenc…
How different Life Stages shift your Financial Priorities
From joining the workforce and starting out your career to getting married, buying a home, and reaching retirement… your financial priorities change during the different major phases of your life. Knowing what to prioritize and when will help you protect yourself, your wealth, and the well-being of your family. Here are the different financial priorities according to the different life s…
How to Set Goals and Take Action
For some, setting goals and actioning those goals is a daily practice that is so entrenched in their behaviour that they can’t operate without them. For many others, personal and professional progress has ground to a halt simply because they don’t know how to get started – to take that first step.
In this article we’re addressing how to set goals and take action so that you can gain the…
Four things you must do to stay on track financially
Staying on track financially isn’t a singular achievement that happens one day when you make enough money to keep up with your lifestyle… it’s something that happens every day and with every spending decision you make. You could earn very little and still stay on track, which makes it a mind-set and a collection of good habits fuelled by a little self-discipline. Here are four of those h…
The 5 Habits That Successful People Follow
It’s easy to look at the world’s successful people and see a vast, intimidating gulf between them and us. How can you go from working two jobs and barely getting to the laundry each week to their heights of success? As it turns out, success isn’t a prize you can win or a possession you can own; it’s a frame of mind and a collection of small habits that empower you to climb your way to th…