Ask any successful businessperson, and they will tell you that the key to success is a solid education, but this doesn’t necessarily begin (and definitely doesn’t end) with college or university. The best way to expand your education and equip yourself with the knowledge, tools and resources to make a success of your personal finances is to read. Through reading, we can learn from the...
Read More..Podcasts have become all the rage and in many ways, have surpassed written content in their reach and impact. A podcast is a digital audio file that can be downloaded to your device (laptop, computer or mobile phone) to be listened to at your leisure. They’re typically available as a series, which if subscribed to, can be received automatically as new instalments are released. Podcast...
Read More..The Internet is brimming with stories of people who have gone to a restaurant for a meal only to have a perfect stranger pay their bill, leaving behind a note that says little more than: “This one’s on me.” The generous stranger doesn’t necessarily even identify him or herself; they have simply performed an act of kindness and generosity for which there are zero terms, conditions or e...
Read More..Struggling to save, steep living and lifestyle expenses, and chronic debt are problems that the vast majority of South Africans face year in and year out. The solution? More money. If we had more money, we might be able to put a little aside each month; we might be able to afford the things we need and want; and we’d be able to dig ourselves out of debt. However, short of winning the...
Read More..As financial fraud activities are on the rise in South Africa, we have to be careful not to fall for these ever increasing scams and cons. There is an increase in fraudsters using the names and logos of reputable fast cash lenders like Wonga and banks in order to cheat you out of your hard-earned cash. Wonga is just one of the companies that these criminals are using to target consume...
Read More..It’s coming up for the end of the year and after 365 days of toil, the temptation is there to take your 13th cheque or annual bonus (for those who are lucky enough to receive one) and spend it on some serious retail therapy. As much as you deserve to be spoiled, there are far smarter ways to spend your 13th cheque and ones that aren’t necessarily going to deprive you of some much-need...
Read More..We tend to think of wealthy people as being lucky because they can afford to spend their money on anything they like. Well, that’s all a misconception: wealthy people don’t spend carelessly because they have money; they have money because they don’t spend carelessly! Becoming financially independent starts with healthy saving habits and the sooner you cultivate these habits, the wealt...
Read More..The whole aim of creating a budget is to gain control over your financial life, the overarching benefit of which is (ultimately) financial independence. That’s the dream, isn’t it? Being able to take care of yourself and your family while still being able to afford the things you want. Smart budgeting and having the discipline to stick to “the plan” are habits you need to cultivate if...
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