Many adults have similar financial goals in life. They’d like to buy or build their dream home, send their children to a good school or tertiary institution go on holiday to new and exciting places, start their own business, and even retire early. It’s a very good idea to have financial goals, as they help keep us motivated. What are your financial goals, and how will you reach them?...
Read More..With the increased cost of living, and salaries not always increasing with inflation, it can be hard to stretch your money through to the end of the month, even on a dual household income. However, many people don’t have the luxury of two (or more) people contributing each month, whether it’s because they’re a single parent family or because one person is currently unemployed. Trying...
Read More..When we’re in our 20’s, many of us survive from paycheck to paycheck, which can prevent us from planning ahead. When you’re caught up in making ends meet, it’s difficult to commit to a long-term savings plan. We spoke to a few people about what advice they would share with their 20-year old selves, and here’s what they had to say: 1. Learn to negotiate Learning the art of negotiation...
Read More..Many people put off investing because they think it’s too complicated or that you need thousands of Rands to start. Taking the first step can be challenging. The key to building wealth is by developing good habits – like putting away money each month. It’s the little things that often make the difference between a life of prosperity and one of financial uncertainty. The sooner you sta...
Read More..To raise money-smart kids, parents should start at a young age and regularly reinforce money lessons as children grow up. Starting early will help you children lay sound financial habits that will benefit them throughout their lives. Here are a few important money lessons children need to learn in order to ace their finances in adulthood. Lesson 1: Explain where money comes from...
Read More..Easter is a significant occasion for many South African families, and it often requires advanced planning to ensure a successful celebration. For most families, the customary way to mark Easter is by having a family lunch, while others opt to travel during the long weekend. Given the expenses that come with hosting an event, traveling, or exchanging gifts, it's crucial to adhere to a...
Read More..Timeless money tips serve as a valuable tool for assisting us in implementing practical and relevant financial strategies. Before delving into these timeless classics, it's vital to address a few considerations regarding personal finance management. These considerations include diligent tracking of income and expenses, as well as setting long-term financial goals. Every aspect deserve...
Read More..07 December 2015 - With the festive season drawing closer, South Africans are already planning for the holidays. With pricey family gatherings and Christmas shopping on the cards, it’s important that consumers make wise financial decisions. This is according to Craig Whittaker, Head of Product at Wonga SA, who offers the following festive season advice to consumers in order to limit t...
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