5 Saving Tips and Tricks for Back-to-School Shopping
The Christmas decorations have been taken down and in their place, the back-to-school specials and sales are going up. January can be a tough month financially, even for the budget savvy, so a few saving tips and tricks can go a long way to helping parents afford to send their kids back to school kitted out with everything they need.
1. Do a thorough inventory of what you have and make…
Become Financially Literate in 2018 with These Great (Free) Online Resources
We face an unfortunate reality here in South Africa: the vast majority of the population faces financial instability, uncertainty and pressure. This doesn’t necessarily come down to the wildly fluctuating Rand, a low income or inflation. Rather, the biggest cause of money problems in our country is financial illiteracy: the majority of South Africans don’t understand how to manage their…
Top Five Money-Saving Tips for Millennials
Millennials are a unique generation living in an era of digitalisation, convenience and accessibility. More millennials are going to college or university than in any generation before them, which also means that many enter the job market crippled by student loans. Consequently, this group faces a unique set of challenges and as such, the financial advice provided to the generations prec…
Financial Goals to hit in 2018: Your New Year’s Financial Resolutions
Getting more exercise, going to bed earlier, cutting back on chocolate, and finally going on that overseas trip are all admirable New Year’s resolutions... What about that essential sphere of life that will be the source of your funding for 2018: your finances? Take control of your money matters and turn your finances around in 2018 with these eight achievable New Year’s resolutions!
5 Ways to Tidy Up Your Finances Before the Holidays
December is a notoriously expensive month and with Christmas gifts, feasts, holidays, and New Year’s Eve celebrations to pay for, it’s no wonder most South Africans find themselves financially limping through January. Here are five super achievable ways you can tidy up your finances before the holidays.
1. Plan and be a smart gift giver
Make a list of the people you plan on buying gift…
Money and Marriage: The Importance of Communicating Finances in a Relationship
Everyone approaches money differently: some have had it their whole lives and have never learned to conserve their spending, while others have had a lean upbringing and have consequently learned to be thrifty. Some have had money their whole lives because they are thrifty, while others struggle because they aren’t savvy spenders.
Given the vast degree of differences between people’s mon…
Be Thrifty This Christmas: 10 Christmas Gifts for Under R200
Plan your Christmas gift list this year by drawing inspiration from the following thrifty list and you could find yourself saving money without compromising on smiles.
1. Quality coffee or coffee pods
Good quality coffee is expensive, so we tend to purchase the brands that are lower down on the cost (and quality) scale. Why not treat a friend or family member to the brands they really…
Recommended Reading for Personal Finance
Ask any successful businessperson, and they will tell you that the key to success is a solid education, but this doesn’t necessarily begin (and definitely doesn’t end) with college or university. The best way to expand your education and equip yourself with the knowledge, tools and resources to make a success of your personal finances is to read. Through reading, we can learn from the fa…