5 Ways to Tidy Up Your Finances Before the Holidays
December is a notoriously expensive month and with Christmas gifts, feasts, holidays, and New Year’s Eve celebrations to pay for, it’s no wonder most South Africans find themselves financially limping through January. Here are five super achievable ways you can tidy up your finances before the holidays.
1. Plan and be a smart gift giver
Make a list of the people you plan on buying gift…
Money and Marriage: The Importance of Communicating Finances in a Relationship
Everyone approaches money differently: some have had it their whole lives and have never learned to conserve their spending, while others have had a lean upbringing and have consequently learned to be thrifty. Some have had money their whole lives because they are thrifty, while others struggle because they aren’t savvy spenders.
Given the vast degree of differences between people’s mon…
Be Thrifty This Christmas: 10 Christmas Gifts for Under R200
Plan your Christmas gift list this year by drawing inspiration from the following thrifty list and you could find yourself saving money without compromising on smiles.
1. Quality coffee or coffee pods
Good quality coffee is expensive, so we tend to purchase the brands that are lower down on the cost (and quality) scale. Why not treat a friend or family member to the brands they really…
Recommended Reading for Personal Finance
Ask any successful businessperson, and they will tell you that the key to success is a solid education, but this doesn’t necessarily begin (and definitely doesn’t end) with college or university. The best way to expand your education and equip yourself with the knowledge, tools and resources to make a success of your personal finances is to read. Through reading, we can learn from the fa…
The Top 5 Podcasts That Will Make You Better With Money
Podcasts have become all the rage and in many ways, have surpassed written content in their reach and impact. A podcast is a digital audio file that can be downloaded to your device (laptop, computer or mobile phone) to be listened to at your leisure. They’re typically available as a series, which if subscribed to, can be received automatically as new instalments are released. Podcasts a…
The Positive Effects of #payitforward
The Internet is brimming with stories of people who have gone to a restaurant for a meal only to have a perfect stranger pay their bill, leaving behind a note that says little more than: “This one’s on me.” The generous stranger doesn’t necessarily even identify him or herself; they have simply performed an act of kindness and generosity for which there are zero terms, conditions or expe…
The 52-Week Savings Challenge: Easily Save R14,000 in One Year
Struggling to save, steep living and lifestyle expenses, and chronic debt are problems that the vast majority of South Africans face year in and year out. The solution? More money. If we had more money, we might be able to put a little aside each month; we might be able to afford the things we need and want; and we’d be able to dig ourselves out of debt. However, short of winning the lot…
Protect Your Hard-earned Cash! Top Tips for Avoiding Phishing Scams with Wonga
As financial fraud activities are on the rise in South Africa, we have to be careful not to fall for these ever increasing scams and cons. There is an increase in fraudsters using the names and logos of reputable fast cash lenders like Wonga and banks in order to cheat you out of your hard-earned cash. Wonga is just one of the companies that these criminals are using to target consumers…