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Water Wise

Due to the water crisis affecting parts of South Africa, the City of Cape Town has requested that residents and visitors to the Mother City use less than 50 litres of water per person, per day. To give you an idea of what can be done with 50 litres per day here is an infographic that shows it is possible to get by if you are frugal with your water usage. Not only will this help Cape Town…

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Top 5 Ways to get Motivated

“Change is never a matter of ability, it’s a matter of motivation.”- Tony Robbins Have you ever had those days when you just can’t get motivated? Of course you have: we all have. As it turns out, we have a choice and there are plenty of ways you can motivate yourself to become motivated. Here they are: 1. Redefining motivation All too often, when thinking about dreams, goals, and ambitio…

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Break Your Bad Money Habits & Create a Game Plan to Save More in 2018

We’ve all got a few bad money habits – money’s there to be spent, right? This year, however, it’s time to take control of your finances and create a game plan that will see you managing and accumulating wealth better and faster. Here are some money habits to break and saving habits to make in 2018: 1. Making late payments Whatever those monthly payments are, be sure to make them on time…

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8 Daily Rituals That Could Change Your Life

If your mornings are a train wreck of disorganisation and lethargy, you need to realise the following: The morning very much sets the tone for the day and if you spend it shuffling around your house like the living dead, your workweek is just going to be one long horror story. So, you’re not a morning person? Is it because you’re tired, disorganised, stressed, in a chaotic rush to get yo…

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Financial hacks that will help you spend less and save more

The golden rule to accumulating wealth is to save more than you spend, which is definitely easier said than done. However, with the following financial hacks, you can avoid frivolous, impulse buying and plan your spending more successfully, thereby helping you to save more! Walk it off You’re shopping and you see something you really want. In that moment of weakness, it can be difficult…

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5 Saving Tips and Tricks for Back-to-School Shopping

The Christmas decorations have been taken down and in their place, the back-to-school specials and sales are going up. January can be a tough month financially, even for the budget savvy, so a few saving tips and tricks can go a long way to helping parents afford to send their kids back to school kitted out with everything they need. 1. Do a thorough inventory of what you have and make a…

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Become Financially Literate in 2018 with These Great (Free) Online Resources

We face an unfortunate reality here in South Africa: the vast majority of the population faces financial instability, uncertainty and pressure. This doesn’t necessarily come down to the wildly fluctuating Rand, a low income or inflation. Rather, the biggest cause of money problems in our country is financial illiteracy: the majority of South Africans don’t understand how to manage their…

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Top Five Money-Saving Tips for Millennials

Millennials are a unique generation living in an era of digitalisation, convenience and accessibility. More millennials are going to college or university than in any generation before them, which also means that many enter the job market crippled by student loans. Consequently, this group faces a unique set of challenges and as such, the financial advice provided to the generations prec…

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