5 Cash Saving Hacks to Maximise Your Monthly Budget
Planning for a full month can be difficult – rising costs, unforeseen expenses, and family emergencies can make saving enough money to cover your expenses a frustrating process.
Fortunately, there are several simple ways that you can save money each month to supercharge your budget. Here are 5 quick and easy cash-saving hacks to give you more bang for your buck.
Banking fees and getting…
What are Debt Traps, and How Can You Avoid Them?
Maintaining a healthy relationship with credit can be key in securing your monthly cash flow and managing unforeseen emergencies. However, not all debts are made equal – and ‘debt traps’, as they’re often called, are situations where debt can be extremely difficult or impossible to escape from.
Stores often promote their own accounts and card services with promotions and s…
5 Ways to Become Financially Independent
The road to financial freedom can be a long and difficult one, and unforeseen expenses and unplanned emergencies can complicate the journey. However, five simple takeaways – if used effectively – can grant you the ability to maximise your budget and enjoy the most life has to offer.
Build an emergency fund
A great salary, savings account and a budget are all key in developing sound finan…
Things you need to know about the 2018 Tax Season
With the 2018 tax season in full swing, SARS (South African Revenue Service) has made some changes to reduce the number of people visiting their offices. In this article, we’ve summed up the most important points taxpayers need to be aware of.
1. The 2018 Tax Season will be shorter
This year, the tax season will be 18 business days shorter than usual, to allow more time for verification…
Budgeting, the simple way
If you’re living from paycheck to paycheck, you’re probably in the habit of dipping into your overdraft, swiping your credit card and stressing about whether you have enough money to get to the end of the month.
Budgeting is a great skill to help you move away from living month to month and at the same time, improve your bank balance. Creating a budget will ensure that you can afford the…
Teach your kids to be money savvy
Children learn the ropes quickly which can be hugely beneficial, especially if you harness this ability to grasp new concepts and focus it on something that will benefit them for life. So, what is this life-long benefit we’re talking about? The value of money. From an early age, you can help your children learn and understand the concept of earning, spending, sharing, borrowing and savin…
Guilt-free Ways to Say No
Saying no is always difficult, especially if it’s a friend or close family member asking for help. We’ve been so conditioned to conform to social norms that we feel guilty if we don’t try to please other people. We worry that no one will understand, that we will let someone down or that they will be upset if we say no. Sometimes we just can’t do it all. By constantly saying yes, we’re pl…
What’s behind your financial decisions?
Our spending habits reveal a lot about what we care about. How we spend our money or time says something about us. It says something about our values and what’s important to us. Our spending habits can connect us to values that are not our own. We find ourselves being influenced by our friends’ posts on Instagram or Facebook – showing their exotic holidays snaps or their seemingly perfec…