5 Simple Saving Steps for the New Year
The end of the year is a great time for looking back on the goals and milestones we’ve reached over the past 12 months – as well as the times where things didn’t quite go according to plan, or things felt just out of reach.
Thankfully, learning from both our successes and frustrations means that we can put positive steps in place to make the best out of a whole new year – and when it co…
4 Crucial Life Skills that will Help You Save Money
Our daily lives often involve chores we may not feel up to doing, or tasks which we feel might be better left to a professional.
While it might be better to consider hiring a professional to manage special tasks, there are several life skills that you can not only master to learn savvy new skills, but further help you to save more money each month.
Learn to cook
No-one can go for long…
Festive Spending Survey: South Africans Set to Spend Over R200 Billion this Holiday Season
Research conducted by Wonga SA has revealed that South Africans between the ages of 18 and 65 are set to spend an average of R5 706 each over the festive season. Based on Statistics SA’s mid-year population size estimates, that means that working- aged South Africans are set to pump R204 billion into the economy.
As part of Wonga’s Festive Spending Survey, almost 7 000 South Africans sp…
What are the Cheapest Types of Loans?
Most of us use credit at some point or another – and many forms of credit exist, from credit cards, to personal loans, and even to finance agreements and a home loan.
When considering which form of credit to use, it’s important to not only consider which is best suited to achieving our short-term goals (whether it’s to buy a laptop needed for school, to pay the deposit on a car, or to b…
How to Save Money on Social Occasions
Once in a while, everyone has the chance to enjoy a special occasion – whether it’s their birthday, the day of their wedding, Christmas, or other important life events.
Celebrating those special days gives us memories we hold onto long into old age – and often, we become determined to make a special memory by spending our money on clothes, food, or gifts to suit the occasion.
How to Improve Your Credit Score
Most of us rely on credit at some point in our lives – when a company or person (called a provider) lends us an amount of money that they expect will be repaid over time with interest. We might use credit for different things – for example, you might want an loan to cover an unforeseen expense, a credit card to pay off large purchases over time, or finance for a new car.
When you apply…
3 Tips to do Christmas on a Budget
When we’re younger, Christmas might feel like the most wonderful time of the year – where food is plentiful, family are around, and presents lie in wait under the Christmas tree!
However, as we get older, Christmas can become a stressful time – where providing for regular payments as well as buying gifts and food for friends and family can place strain on your budget, as well as your fi…
4 Money Saving Tips for Sizzling South African Summers
In South Africa, we’re lucky to not only have a diverse and amazing mix of cultures, but we’re also privileged to have some of the most beautiful landscapes, mountain ranges, and beaches in the world. When summer comes and days get longer, spending quality time with friends and family can be great fun – but that can also mean greater expenses from things as simple as keeping cool!