How to Improve Your Credit Score
Most of us rely on credit at some point in our lives – when a company or person (called a provider) lends us an amount of money that they expect will be repaid over time with interest. We might use credit for different things – for example, you might want an loan to cover an unforeseen expense, a credit card to pay off large purchases over time, or finance for a new car.
When you apply…
3 Tips to do Christmas on a Budget
When we’re younger, Christmas might feel like the most wonderful time of the year – where food is plentiful, family are around, and presents lie in wait under the Christmas tree!
However, as we get older, Christmas can become a stressful time – where providing for regular payments as well as buying gifts and food for friends and family can place strain on your budget, as well as your fi…
4 Money Saving Tips for Sizzling South African Summers
In South Africa, we’re lucky to not only have a diverse and amazing mix of cultures, but we’re also privileged to have some of the most beautiful landscapes, mountain ranges, and beaches in the world. When summer comes and days get longer, spending quality time with friends and family can be great fun – but that can also mean greater expenses from things as simple as keeping cool!
How Much Should I Save for Retirement?
For most of us, managing our debt, savings, and keeping a healthy budget from month-to-month can be a tough task – however, keeping a healthy cash flow is only part of setting yourself up to reach financial freedom. What is also important is to consider what you will be able to save for your retirement.
While retirement might seem like a concern for the future, the best way to set yours…
What Can You Do to Help a Friend in Debt?
Good friends support each other in tough times, and having a friend in debt can be a stressful experience.
Money can be a very emotional subject between friends and family, and many people can be afraid of being judged for their financial decisions. However, if someone you know is in serious debt and needs help, there are several simple things you can do to help them in their time of ne…
How You Can Save Money on Your Cell Phone Bill
In the past couple of years, smartphones have become a major expense for most South African households – and many of us not only want the latest and greatest gadget, but also enough data and talk time to keep in contact with our friends and family.
If you use your phone often, you might find yourself paying large amounts to your mobile phone bill each month. Luckily, we’ve got some hand…
What Makes Petrol so Expensive, and What Does It Mean for Your Pocket?
In recent months, South Africans have felt the frustration of rising petrol and diesel prices that have made travel far more costly.
In this article, we’ll be taking a closer look at just why petrol is so expensive in the first place, and how you can budget effectively should petrol prices increase in the future.
What informs the petrol price?
In South Africa, the price of both petrol…
5 Cash Saving Hacks to Maximise Your Monthly Budget
Planning for a full month can be difficult – rising costs, unforeseen expenses, and family emergencies can make saving enough money to cover your expenses a frustrating process.
Fortunately, there are several simple ways that you can save money each month to supercharge your budget. Here are 5 quick and easy cash-saving hacks to give you more bang for your buck.
Banking fees and gettin…