Smart Steps to Pay Off your Debt
Making a committed decision to get out of debt is tough. Coming up with the money to pay your debt off is even harder, especially if you’ve been living beyond your means. If you want to get out of debt, you have to earn enough money to survive and enough money to pay your debt. Focus on improving your personal finances, buying only what you can afford and cutting out unnecessary expenses…
Fun holiday activities that won't cost you an arm and a leg
With school holidays just around the corner, many parents are wondering how to entertain their kids - especially if you working full-time. The trick to fun school holidays is to keep your kids busy enough without exhausting them! We’ve found some super fun activities that won’t cost you an arm and a leg. There’s everything from the adventure seekers to arts and craft fanatics. Tip: Set u…
Peers and Money - how to handle it
With the rise of social media and influencers, we live in a world where most of us feel the need to keep up with our peers. We’ve all been in a situation where we did something we would not normally do, by allowing other people to influence us to the point that we made decisions based on their values, instead of our own. Wanting to feel part of something or be accepted by your circle of…
10 Common Finance Terms Everyone Needs to Know
Does financial jargon like inflation or ROI confuse you? Don't worry, we know it can be intimidating. Mastering your financial vocabulary will help you take the first step towards financial independence. We’ve put together a list of must-know terms to help you along the way.
Budgeting is the process of creating a plan to spend your money. This spending plan is called a budget. Sin…
The Power of an Hour
Achieving your goals in an hour a day
Work smart, not hard... It’s a simple phrase that packs revolutionary wisdom that could totally transform the way the vast majority of people live. Instead of putting in ten, or even twelve hours a day at the office to get through your work, be more efficient… and get twice as much done.
This is the work philosophy that 21st Century society is slowly…
A 5-step Guide to Taking Control of Your Money
Do you ever feel as though your finances are completely out of your control? With multiple automatic deductions going off your account at the end of the month it can seem as though you have little say as to where your hard-earned income goes. Personal loans credit card payments and other debt quickly eat into your monthly salary. Furthermore, how much you earn isn’t necessarily the probl…
Why Friends and Money Don’t Mix
"Friendship and money is like oil and water.” - Unknown.
Have you ever been approached by a friend or family member looking for a small loan? It can be a tricky minefield to navigate, and in some cases, could affect your friendship or relationship negatively. Before you agree, ask yourself a couple of questions. Do you trust the person to pay you back? Can you afford to write the money o…
Wonga SA Launches Personal Loan Product
Response to consumers requiring more short-term loan options
Wonga Finance South Africa (Wonga) has extended its product offering with the introduction of a short-term, flexible instalment loan. This was developed in response to consumer feedback that showed a need for more short-term loan options, which are both quick and affordable.
“Many South Africans are struggling to make ends meet…