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4 Easy Steps to Change Your Financial Mindset

Many people regard budgeting the same way they regard diets: an exercise of strict self-discipline and ultimately, denial. In fact, that couldn’t be further from the truth. The goal of budgeting is to empower you financially so that you can enjoy the things you want in life. Budgeting is about being smart with your money in a way that pulls you out of a perpetual cycle of paying debt and… Read More..

Asking the question: “How will this move me forward?”

Have you ever been caught at a crossroads so perplexing you simply couldn’t decide which way to turn? Life is a tangle of pathways peppered with crossroads. And it’s our goals, ambition, determination, and focus that propel us along these pathways. However, there comes a time in everyone’s life when we find ourselves stranded at a crossroads for want of ambition, focus, and the grit that… Read More..

Water Wise

Due to the water crisis affecting parts of South Africa, the City of Cape Town has requested that residents and visitors to the Mother City use less than 50 litres of water per person, per day. To give you an idea of what can be done with 50 litres per day here is an infographic that shows it is possible to get by if you are frugal with your water usage. Not only will this help Cape Tow… Read More..

Top 5 Ways to get Motivated

“Change is never a matter of ability, it’s a matter of motivation.”- Tony Robbins Have you ever had those days when you just can’t get motivated? Of course you have: we all have. As it turns out, we have a choice and there are plenty of ways you can motivate yourself to become motivated. Here they are: 1. Redefining motivation All too often, when thinking about dreams, goals, and ambi… Read More..

Break Your Bad Money Habits & Create a Game Plan to Save More in 2018

We’ve all got a few bad money habits – money’s there to be spent, right? This year, however, it’s time to take control of your finances and create a game plan that will see you managing and accumulating wealth better and faster. Here are some money habits to break and saving habits to make in 2018: 1. Making late payments Whatever those monthly payments are, be sure to make them on tim… Read More..

8 Daily Rituals That Could Change Your Life

If your mornings are a train wreck of disorganisation and lethargy, you need to realise the following: The morning very much sets the tone for the day and if you spend it shuffling around your house like the living dead, your workweek is just going to be one long horror story. So, you’re not a morning person? Is it because you’re tired, disorganised, stressed, in a chaotic rush to get y… Read More..

Financial hacks that will help you spend less and save more

The golden rule to accumulating wealth is to save more than you spend, which is definitely easier said than done. However, with the following financial hacks, you can avoid frivolous, impulse buying and plan your spending more successfully, thereby helping you to save more! Walk it off You’re shopping and you see something you really want. In that moment of weakness, it can be difficul… Read More..

5 Saving Tips and Tricks for Back-to-School Shopping

The Christmas decorations have been taken down and in their place, the back-to-school specials and sales are going up. January can be a tough month financially, even for the budget savvy, so a few saving tips and tricks can go a long way to helping parents afford to send their kids back to school kitted out with everything they need. 1. Do a thorough inventory of what you have and make… Read More..