Have a Wallet-Friendly, Happy Easter
Just when you think you’re out of the woods with the Festive season (followed all too swiftly by Valentine’s Day), Easter springs out at you, and expectations are high for a chocolate extravaganza! And while a chocolate here and there won’t ordinarily break the bank, a hoard of Easter treats can get expensive.
So with this in mind, here are a few ways you can have a wallet-friendly, happ…
Money Saving Tips for the Millennial
It’s not easy being a millennial (those born between 1980 and 2000) in our current economy. In fact, statistics show that the majority of those in their mid-late 20’s still live at home, as they simply can’t afford to move out. And as much as we love our parents – and their hearty homemade meals – we don’t really want to be sitting on the sofa with them every Friday night for the foresee…
What to Look for When You Take Out an Insurance Policy
An insurance policy can come in many shapes and forms, and you can take it out for any of the following scenarios:
Household goods & personal belongings
Warranty on appliances
Life, critical illness and disability
Income (salary) protection
That’s a lot of scenarios, and each has a different type of insurance attached! No wonder it can get confusi…
Negotiate Your Way to a Raise at Work
Approaching your employer for a salary increase is enough to leave most people sweating. But it needn’t be. The key is to be prepared, so sit down and start putting your case together.
Here’s what you can do.
Make a list of SPECIFIC accomplishments
If you want more money, be prepared to prove it. Point out instances where you’ve made significant contributions, saved the company money a…
Simple Ways to Save Money Every Day
Often, the thought of saving money (or reducing your expenses) can seem daunting, especially if you have a big money goal in mind. To help get yourself into the mind set of saving, start by looking to see where you can save in your day to day expenses. You’ll be surprised at how much you can save each day or week, and without much effort too!
Here are our top 4 simple ways to save money…
Spoil Your Loved One Without Breaking the Bank This Valentine’s Day
Just when you think your wallet might be starting to recover after the festive season, Valentine’s Day strikes, and your better half is expecting something special. This means cheap chocolates picked up from the garage on your way home simply won’t cut it. Starting to panic? Fear not, there’s plenty you can do to woo your Valentine this year, without breaking the bank. Here are our top t…
Thinking About Lending Money to Family or Friends? Read This First…
Some will say that family, friends and business shouldn’t mix, and that there’s too great a risk for something to fail and for it to cause permanent damage to a relationship. The same is also often said when it comes to lending cash to family and friends. Of course, it’s often easier said than done. After all, it’s only natural to want to help out someone in need, especially if that some…
How Does a Low Credit Score Affect Your Borrowing?
You may have heard banks or other financial institutions talking about a credit score, and whether it’s high or low. But what exactly does this mean, and how does it affect your lending potential?
Unfortunately, many consumers are in the dark when it comes to their credit score, and don’t realise that a low score can negatively impact their ability to apply for credit.
What exactly is a…