Things you need to know about the 2018 Tax Season
With the 2018 tax season in full swing, SARS (South African Revenue Service) has made some changes to reduce the number of people visiting their offices. In this article, we’ve summed up the most important points taxpayers need to be aware of.
1. The 2018 Tax Season will be shorter
This year, the tax season will be 18 business days shorter than usual, to allow more time for verification…
Budgeting, the simple way
If you’re living from paycheck to paycheck, you’re probably in the habit of dipping into your overdraft, swiping your credit card and stressing about whether you have enough money to get to the end of the month.
Budgeting is a great skill to help you move away from living month to month and at the same time, improve your bank balance. Creating a budget will ensure that you can afford the…
Teach your kids to be money savvy
Children learn the ropes quickly which can be hugely beneficial, especially if you harness this ability to grasp new concepts and focus it on something that will benefit them for life. So, what is this life-long benefit we’re talking about? The value of money. From an early age, you can help your children learn and understand the concept of earning, spending, sharing, borrowing and savin…
Guilt-free Ways to Say No
Saying no is always difficult, especially if it’s a friend or close family member asking for help. We’ve been so conditioned to conform to social norms that we feel guilty if we don’t try to please other people. We worry that no one will understand, that we will let someone down or that they will be upset if we say no. Sometimes we just can’t do it all. By constantly saying yes, we’re pl…
What’s behind your financial decisions?
Our spending habits reveal a lot about what we care about. How we spend our money or time says something about us. It says something about our values and what’s important to us. Our spending habits can connect us to values that are not our own. We find ourselves being influenced by our friends’ posts on Instagram or Facebook – showing their exotic holidays snaps or their seemingly perfec…
How to create Savings Goals and follow through on them
Saving money is one of the most basic money tips you’ll ever get, but many of us don’t know where to start – especially when you don’t have much left over after you’ve paid all your monthly bills.
Setting a saving goal is a great way to give yourself direction, focus and remain motivated. Goals also help you track your progress, overcome procrastination and hold you accountable – even on…
5 Important Questions to Ask Yourself About Money
Unless you’re living somewhere very far removed and off the grid, money affects all of us every day of our lives. We need it to pay our rent or bond, buy essentials such as food and electricity, pay for petrol or transport – the list goes on! That’s not taking into consideration the things we may rather want to be spending our money on.
Reaching your money goals means taking the time to…
Dealing with Financial Stress? Here’s How to Cope
Debt, work, marriage, children – these can be some of life’s biggest stressors, especially when it comes to finances. If you’re feeling stressed, you aren’t alone! At some point in life, almost everyone worries about money. Whether it’s money owed due to debt, or worrying about how you will manage in the future (for your child’s university education, or your retirement), it’s a part of l…