We've all heard that kids are expensive, but your love for them is priceless; it is a privilege to see them grow up healthy, safe, and contributing members of society. However, the financial planning to get them there can be difficult. We have put together a breakdown of what to expect when you're expecting. This article will give you valuable insight on how to financially prepare w...
Read More..Even though life and finances can be extremely difficult at times, it’s always important to use all available means to achieve balance that can aid in taking back control when the unexpected happens. Finances and unforeseen costs can have an impact on your mental health and put you in a stressful situation that can last for days, if not weeks. Overstressing, on the other hand, is not...
Read More..Financial literacy refers to the ability to understand and apply various financial skills, such as personal financial management, budgeting, and investing. Financial literacy is the foundation of your relationship with money, and it is a lifelong learning journey. Financial planning can be difficult without a clear understanding of your current financial situation. Therefore, choosing...
Read More..When it comes to money management, setting bite-sized money goals is a financial technique that can eventually become a good money habit, especially if one has a financial objective in mind. Committing to our personal finances and breaking down monthly debt repayment into more bite-sized, achievable money goals is an excellent way to prioritize our finances. In order to help you becom...
Read More..The advancement of technology has greatly simplified many aspects of our lives. Although many of us still manage our money using traditional methods, using financial apps is a great way to maximise how new FinTech can assist us. Typically, apps are extremely simple to use and download, and before you know it, you may have found one that quickly becomes one of your favourite options...
Read More..Like every subscription company, from internet, cell phones, TV, gym, satellite, insurance, and movies, what these subscriptions all have in common is some sort of promised beneficial time period that is normally pitched at you with a promise, a promise to possibly get more for their 12-month subscription. Paid Streaming Video Services With the economy being highly volatile at the m...
Read More..In June this year, we conducted a survey and asked South Africans how they spend their money, and what their financial aspirations and goals are. We had a great response with over 12700 of you responding. We asked a series of questions pertaining to current income, level of education, ownership of assets like vehicles and property, as well as financial priorities and long-term financi...
Read More..With the colder months just around the corner, we often see electricity bills climbing as we need to heat our homes, cook warm meals and spend more time indoors. One of the challenges most of us face is a spike in electricity costs over winter. We have put together some winter tips to consider if you are looking to reduce your monthly bill. Actual vs Estimate Invoice Readings If y...
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