How does a Lender Process Your Loan Application?
Have you ever wondered how a loan provider might process your application when applying for credit - whether for a short-term loan, a bond, or another form of finance?
Credit providers are required to screen loan applicants to ensure that they lend responsibly, and that a borrower can afford to repay their debt over time. Here, we'll break down just how a loan lender might process your…
5 Habits That Financially Secure People Share
When it comes to planning and getting ahead, it’s a good idea to learn from those who’ve met their goals and have learned and practiced savvy skills – and for most, the biggest challenge to be faced is finding financial security.
Whether it’s controlling your spending or setting savings goals, there are many things you can practise to sharpen your financial skills – and with that in mind…
Top Tips to Help You Reduce Financial Stress
Managing our finances and sticking to a budget can be one of the most stressful tasks we ever take on – especially if life throws us a curveball or we face an unforeseen expense.
Thankfully, help is never far away – and to help you manage your financial matters and put steps into place to reduce your stress, we’ve got some practical tips that you can follow to keep your finances in tip-t…
How to Save Money When Grocery Shopping
Depending on your living arrangements, you might find yourself needing to buy food, cleaning supplies or other items on a regular basis. For most of us, that means taking a regular trip to our favourite grocery store, where we often spend large amounts of cash!
The good news is that there are many ways to save money when doing grocery shopping – and in this article, we’ll round up some t…
5 Simple Saving Steps for the New Year
The end of the year is a great time for looking back on the goals and milestones we’ve reached over the past 12 months – as well as the times where things didn’t quite go according to plan, or things felt just out of reach.
Thankfully, learning from both our successes and frustrations means that we can put positive steps in place to make the best out of a whole new year – and when it com…
4 Crucial Life Skills that will Help You Save Money
Our daily lives often involve chores we may not feel up to doing, or tasks which we feel might be better left to a professional.
While it might be better to consider hiring a professional to manage special tasks, there are several life skills that you can not only master to learn savvy new skills, but further help you to save more money each month.
Learn to cook
No-one can go for long on…
Festive Spending Survey: South Africans Set to Spend Over R200 Billion this Holiday Season
Research conducted by Wonga SA has revealed that South Africans between the ages of 18 and 65 are set to spend an average of R5 706 each over the festive season. Based on Statistics SA’s mid-year population size estimates, that means that working- aged South Africans are set to pump R204 billion into the economy.
As part of Wonga’s Festive Spending Survey, almost 7 000 South Africans spi…
What are the Cheapest Types of Loans?
Affordable loans with Wonga South Africa
Everyone wants the cheapest loan they can find and Wonga boasts some of the most affordable loan interest rates in South Africa. We offer loans between R500 and R4000 for new customers and returning customers can borrow up to R8000. Our cost-effective instalment loans can now be taken for up to 3 months for new customers, and up to 6 months for ex…