8 Daily Rituals That Could Change Your Life
If your mornings are a train wreck of disorganisation and lethargy, you need to realise the following:
The morning very much sets the tone for the day and if you spend it shuffling around your house like the living dead, your workweek is just going to be one long horror story. So, you’re not a morning person? Is it because you’re tired, disorganised, stressed, in a chaotic rush to get y…
Financial hacks that will help you spend less and save more
The golden rule to accumulating wealth is to save more than you spend, which is definitely easier said than done. However, with the following financial hacks, you can avoid frivolous, impulse buying and plan your spending more successfully, thereby helping you to save more!
Walk it off
You’re shopping and you see something you really want. In that moment of weakness, it can be difficul…
5 Saving Tips and Tricks for Back-to-School Shopping
The Christmas decorations have been taken down and in their place, the back-to-school specials and sales are going up. January can be a tough month financially, even for the budget savvy, so a few saving tips and tricks can go a long way to helping parents afford to send their kids back to school kitted out with everything they need.
1. Do a thorough inventory of what you have and make…
Become Financially Literate in 2018 with These Great (Free) Online Resources
We face an unfortunate reality here in South Africa: the vast majority of the population faces financial instability, uncertainty and pressure. This doesn’t necessarily come down to the wildly fluctuating Rand, a low income or inflation. Rather, the biggest cause of money problems in our country is financial illiteracy: the majority of South Africans don’t understand how to manage their…
Top Five Money-Saving Tips for Millennials
Millennials are a unique generation living in an era of digitalisation, convenience and accessibility. More millennials are going to college or university than in any generation before them, which also means that many enter the job market crippled by student loans. Consequently, this group faces a unique set of challenges and as such, the financial advice provided to the generations prec…
Financial Goals to hit in 2018: Your New Year’s Financial Resolutions
Getting more exercise, going to bed earlier, cutting back on chocolate, and finally going on that overseas trip are all admirable New Year’s resolutions... What about that essential sphere of life that will be the source of your funding for 2018: your finances? Take control of your money matters and turn your finances around in 2018 with these eight achievable New Year’s resolutions!
5 Ways to Tidy Up Your Finances Before the Holidays
December is a notoriously expensive month and with Christmas gifts, feasts, holidays, and New Year’s Eve celebrations to pay for, it’s no wonder most South Africans find themselves financially limping through January. Here are five super achievable ways you can tidy up your finances before the holidays.
1. Plan and be a smart gift giver
Make a list of the people you plan on buying gift…
Money and Marriage: The Importance of Communicating Finances in a Relationship
Everyone approaches money differently: some have had it their whole lives and have never learned to conserve their spending, while others have had a lean upbringing and have consequently learned to be thrifty. Some have had money their whole lives because they are thrifty, while others struggle because they aren’t savvy spenders.
Given the vast degree of differences between people’s mon…